Today's Say What?! picture is of Debby Ryan, Chelsea Staub, and Nicole Anderson with giant pieces of toast!!

Now, write a funny caption for the photo and tell us what they're thinking!

Make sure to check back here tomorrow to see if your comment won for the funniest! And for hysterical LOL stories straight from M girls, head over here for a good laugh!


UPDATE: The winning comment comes from tabby, who wrote: "sorry puppy but you can't here this"


Photo: Courtesy of Disney Channel